Certain Keno and Bingo games are noted to have a Return to Player (RTP) rate falling within the 92% to 95% range. This RTP figure represents the theoretical percentage of wagered money that a game is expected to pay back to players over an extended period of play. A 92% RTP means that for every €100 wagered, €92 is theoretically returned.
Compared to other casino game categories, this RTP range places Keno and Bingo games on the lower end of the spectrum for player return. For instance, some Blackjack variants offer an RTP exceeding 99.50%, indicating a significantly lower house edge. This means players might experience a faster depletion of their bankroll over time with these particular Keno and Bingo titles.
For players prioritizing longer gameplay sessions and a higher theoretical return on their stakes, games within this RTP bracket may require a more cautious approach to bankroll management. It is advisable to consider the potential for quicker losses due to the inherent house edge associated with these specific Keno and Bingo offerings.
House edge and payouts of table games at Liraspin compared
Columns and Dozens Pay 2:1 in Roulette
In Roulette, bets placed on Columns and Dozens offer a payout ratio of 2:1. This means that for every €1 successfully wagered on one of these outside bets, the player receives €2 in winnings, in addition to their original stake being returned. This payout structure is standard for these types of bets across many roulette variations.
This 2:1 payout contrasts with inside bets, such as a Straight bet on a single number, which typically pays 35:1. While the potential reward for inside bets is much higher, the probability of winning is significantly lower. Columns and Dozens bets cover approximately one-third of the numbers on the wheel, offering a more frequent, albeit smaller, return.
The RTP for European Roulette, where these payouts apply, is 97.30% when La Partage or En Prison rules are not active on inside bets. This implies a house edge of 2.70% on the overall game, with the 2:1 payout on columns and dozens contributing to this established game probability. Players should be aware that the RTP is a long-term average and not a guarantee of immediate returns.
Baccarat commission: 5 percent on each Banker win
In Baccarat, a 5% commission is applied to all winning bets placed on the Banker hand. This commission effectively reduces the payout from a standard 1:1 to 0.95:1, meaning that for every €10 bet on the Banker that wins, the player receives €9.50 in winnings. This is a common feature in many Baccarat variations to balance the odds.
This 5% commission on Banker wins is the primary factor contributing to the game's house edge. While the Banker hand has a slightly higher probability of winning than the Player hand, the commission ensures the casino maintains a statistical advantage. The RTP for the Banker bet, considering this commission, is 98.94%.
The alternative bet, on the Player hand, typically pays 1:1 without any commission. However, due to the statistical advantage of the Banker, betting on the Banker and accepting the commission often proves to be the superior strategy for players seeking the lowest possible house edge. The Tie bet, conversely, has a significantly lower RTP of 85.64%.
Soft 17: the Ace counts 11 or 1
In Blackjack, a 'Soft 17' refers to a hand containing an Ace, where the Ace can be counted as either 11 or 1. This flexibility is crucial for the player's strategy, as it allows for potentially drawing more cards without immediately busting. For example, an Ace and a 6 can be counted as 17 (Ace as 11), and if a 4 is drawn, the hand becomes 11 (Ace as 1, 4 as 4, new card 6 as 6).
When the dealer hits on a Soft 17 (S17), it marginally increases the house edge compared to a dealer standing on all 17s (H17). The RTP for a Blackjack game where the dealer hits Soft 17 is reduced by approximately 0.22 percentage points. This means, over time, the casino retains a slightly larger portion of wagers in this scenario.
Understanding the dealer's rules regarding Soft 17 is vital for players employing basic strategy. In games where the dealer hits Soft 17, the optimal player strategy may adjust slightly to account for the increased probability of the dealer improving their hand. This rule variation can impact the overall RTP of the game, making it less favorable for the player compared to scenarios where the dealer stands on Soft 17.
American Roulette: 5.26 Percent Due to Double Zero
American Roulette features a wheel with 38 numbered pockets, including both a '0' and a '00'. This double zero pocket significantly increases the house edge compared to European Roulette, which only has a single '0'. The presence of the '00' is the direct cause of the higher house advantage in this variant.
The specific bet known as the 'Five Number Bet' in American Roulette, which covers the numbers 0, 00, 1, 2, and 3, carries a house advantage of 7.89%. This is the highest house edge found on any single bet within American Roulette. All other bets on the American wheel have a house edge of 5.26%.
The overall RTP for American Roulette is 94.74%, stemming from the 5.26% house edge. This is considerably lower than the 97.30% RTP found in European Roulette. Players seeking a more favorable return on their wagers are generally advised to opt for European or French Roulette variants due to their reduced house edge.
Game categories at a glance
Category
Examples
Stakes From
Highlight
Slots
Reactoonz, Dragon's Luck, Money Train 3
0,10 EUR
thousands of titles
Table games
Roulette, Blackjack, Baccarat
0,50 EUR
classic rules
Live casino
Lightning Blackjack, Speed Baccarat
0,20 EUR
real dealers
Jackpot games
Mega Moolah, Divine Fortune, Age of the Gods
0,20 EUR
progressive pools
Instant games
Aviator, Plinko, Mines
0,10 EUR
fast rounds
Video poker
Jacks or Better, Deuces Wild
0,25 EUR
strategy based
9/6 table: nine for Full House, six for Flush
The 9/6 Jacks or Better Video Poker game offers a Return to Player (RTP) of 99.54%, with a house edge of 0.46%. This specific payout structure, where a Full House pays 9 coins and a Flush pays 6 coins per coin wagered, is considered optimal for players using the correct strategy.
To achieve the advertised RTP, players must wager the maximum of 5 coins per hand, especially when aiming for the Royal Flush bonus, which pays 4000 coins. Deviating from the optimal strategy or not betting the maximum can significantly reduce the theoretical return, impacting potential payouts.
The standard deviation for this game is 4.42, indicating that while the long-term RTP is high, short-term results can fluctuate considerably. Players should be aware of this variability when managing their bankroll during play.
Before sitting down: check table bet limits
When engaging with games like Baccarat, it is crucial to verify the table's bet limits before placing any wagers. For instance, the Baccarat Tie bet has an 8:1 payout and a house edge of 14.36%, making it a less favourable option compared to other bets within the game.
Understanding these limits ensures players do not exceed their intended budget for a session, particularly on games with varying house edges. The Sic Bo Small/Big bets, for example, offer a 1:1 payout with a house edge of 2.78%, which is significantly lower than the Baccarat Tie.
For Craps, the Free Odds bet, when combined with a Pass Line bet using 3-4-5x odds, boasts a 0.00% house edge on the odds portion, highlighting the importance of understanding each game's specific betting structure and associated limits.
Baccarat in three steps: bet, reveal, compare
The game of Baccarat proceeds through a simple three-step process: players place their bets, the cards are revealed, and the hands are compared to determine the winner. The Banker bet, with an RTP of 98.94% and a house edge of 1.06%, is generally considered the best bet in Baccarat due to its favourable odds.
The commission on Banker wins, set at 5%, effectively reduces the payout to 0.95:1, but this is a standard feature designed to balance the house advantage. The Tie bet, offering an 8:1 payout, has a significantly higher house edge of 14.36%, making it a less strategic choice for players aiming for consistent returns.
Player bets in Baccarat have an RTP of approximately 98.76%, with a house edge of 1.24%. While better than the Tie bet, it is slightly less advantageous than the Banker bet, especially when considering the commission on the Banker's winnings.
Blackjack flow: cards, decision, payout 3:2
Blackjack involves dealing cards, players making decisions on their hands, and payouts being issued, typically at 3:2 for a natural blackjack. A common variant, Blackjack with 6 decks, S17, DAS, DOA rules, offers an RTP of 99.54% and a house edge of 0.46% when played with a basic strategy.
The payout for a standard win in Blackjack is 1:1, but achieving a Blackjack (an Ace and a ten-value card on the initial two cards) results in a higher payout of 3:2. This preferential payout is a key element that contributes to the game's overall player return.
Games with more liberal rules, such as Blackjack Liberal Vegas Strip, which includes S17, DAS, Resplit, and Late Surrender, can achieve an even lower house edge of 0.28% with an RTP of 99.72%, further enhancing the player's potential returns.
House Edge and RTP: Two Names for the Same Number
The House Edge and Return to Player (RTP) are two sides of the same coin, representing the casino's statistical advantage and the player's theoretical return, respectively. For example, in Sic Bo, the Small/Big bets have a house edge of 2.78% and an RTP of 97.22%.
This means that over an extended period of play, the casino expects to retain approximately 2.78% of all wagers made on these bets, while players can theoretically expect to win back 97.22% of their money. The Craps Free Odds bet stands out with a 0.00% house edge on the odds portion, offering 100.00% RTP for those specific bets.
Understanding these figures is vital for players to make informed decisions. For instance, the Baccarat Tie bet, with a house edge of 14.36%, is significantly less favourable than the Banker bet, which has a house edge of 1.06%.
Straight, Split, and Corner in direct comparison
In French Roulette, a Straight bet on a single number offers a payout of 35:1, with a house edge of 2.70%. This applies when the La Partage rule is not active for inside bets. The RTP for French Roulette's inside bets, excluding La Partage, remains at 97.30%.
A Split bet in French Roulette, covering two adjacent numbers, pays 17:1. A Corner bet, covering four numbers, pays 8:1. These payouts are part of the standard French Roulette table, which has 37 sectors on the wheel. The house edge on these bets remains consistent with the 2.70% overall edge for the game when La Partage is inactive.
These inside bets contribute to the overall RTP of 97.30% for French Roulette. While the payout ratios differ, the underlying house edge of 2.70% for French Roulette without La Partage dictates the long-term profitability. This means for every 100 EUR wagered on these bet types, an average of 2.70 EUR is retained by the house.
Before Double Down: read the open dealer card
In Blackjack Surrender (Late Surrender), players have the option to surrender their hand after the dealer checks for blackjack, forfeiting half their bet. This rule modification improves the Return to Player (RTP) by approximately 0.08 percentage points. The payout for surrendering is 50% of the initial stake.
This strategic option of Late Surrender can be particularly beneficial when the dealer shows a strong upcard, such as a 10 or Ace. By surrendering, players can mitigate potential losses on unfavorable hands. The house edge is reduced by roughly 0.08 percentage points due to this rule.
While Late Surrender offers a minor RTP improvement, Early Surrender, which allows players to surrender before the dealer checks for blackjack, is considerably more valuable. However, Early Surrender is exceptionally rare in most online casino offerings. The RTP for Blackjack Surrender is not explicitly stated as a percentage but is influenced by this rule modifier.
Bankroll for 200 Rounds at 1 EUR
For a bankroll of 200 rounds at 1 EUR per round, a total of 200 EUR is required. This assumes a consistent bet size across all rounds played. The house edge will determine the theoretical long-term average retained by the casino.
Consider Craps Don't Pass (and Don't Come) bets, which have an RTP of 98.64% and a house edge of 1.36%. Playing 200 rounds at 1 EUR each means a total wager of 200 EUR. Over time, theoretically, 1.36% of this amount, or 2.72 EUR, could be retained by the house.
In contrast, Blackjack with a single deck and classic rules offers a superior RTP of 99.85%, with a house edge of only 0.15%. For the same 200 EUR wagered, the expected retention by the house is significantly lower, at 0.30 EUR. This illustrates how game choice impacts potential losses.
Minimum deposit 20 EUR, table games count 10 percent
The minimum deposit required to activate the welcome bonus is 20 EUR. This bonus offers a 300% match up to 2,000 EUR, plus 100 free spins. However, wagering requirements apply to the bonus funds.
Table games contribute only 10% towards fulfilling the wagering requirements for the bonus. For example, if a player wagers 10 EUR on a table game, only 1 EUR will count towards the turnover. This means players will need to wager significantly more on table games to clear the bonus.
This 10% contribution rate for table games means that to meet a hypothetical wagering requirement of 1,000 EUR, a player would need to wager 10,000 EUR on table games. This contrasts with slots, which typically contribute 100%, meaning only 1,000 EUR would need to be wagered on slots.
Video Poker: check payout table before betting
Video Poker Deuces Wild — Full Pay offers a remarkable RTP of 100.76%, presenting a positive expected value for players who employ optimal strategy and bet the maximum. The payout table is crucial for understanding the returns on different hands, with a Natural Royal paying 800 units for a max bet.
The payout structure for Deuces Wild — Full Pay is highly varied. For instance, Four Deuces offers a payout of 200 units, while a Wild Royal pays 25 units. Even a Straight Flush returns 9 units. These figures are based on a maximum bet and optimal play, highlighting the importance of the payout table.
This specific version of Video Poker, Deuces Wild — Full Pay, uniquely offers an RTP exceeding 100%, making it a game where players can theoretically profit long-term. However, any deviation from the perfect strategy will reduce the RTP below 100%, underscoring the necessity of consulting the payout table and understanding the game's mechanics.